No credit card, no debit card? No problem, says Amazon

Amazon Cash Enables Amazon Online Shopping Without A Credit Or Debit Card

Find out more over at the Amazon Cash website.

Amazon Cash debuted Monday in the US, and the initial retailers include CVS, Speedway, Sheetz, Kum & Go, D&W Fresh Market, Family Fare Supermarkets and VG's Grocery. Within seconds, an Amazon gift card is added to their account and can be used to purchase items on Amazon.com. When can I use the funds I've added using Amazon Cash? Amazon's twist is keeping the experience decidedly digital, allowing consumers to store a reusable Amazon Cash bar code in Apple's wallet app or on the homescreen of Android devices. "To use, visit a participating store, show the cashier your barcode to scan, and then pay the amount you want to add to your Amazon balance".

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Amazon Cash is aimed at getting more shoppers using Amazon's service - particularly those who may have the cash to make purchases but don't have a credit card or prefer not to use one. No problem! Amazon is an online juggernaut without a large brick-and-mortar presence, so cash isn't something that the company typically handles directly when interacting with customers. Are there limits to how much I can add to my Amazon Balance in an Amazon Cash transaction?

Money added via Amazon Cash is available as soon as you checkout at the register - you'll be alerted with an email, text, and push notification. It also offers a bit more flexibility in the amount you want to spend versus most Amazon gift cards, which have a set amount of money. There aren't any fees, and the funds can be used anywhere on Amazon's site. If that does not resolve the problem, they can contact Amazon Customer Service. This will also be extremely helpful for those being handed out their wages in cash or do not have a bank account or credit/debit card on them. According to a 2015 FDIC report, 7% of the people don't use bank cards and 24% are considered "underbanked".

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